CLAAS Financial Services offers a wide-range of financial solutions. It doesn’t matter if you are purchasing a new forage harvester, combine harvester, hay tool or any other of the innovative and award winning CLAAS products – we’ve got the products and services to meet your unique needs.

To initiate financing, contact your selling dealer, or contact directly a financial representative as found on the Contact Us page.

CLAAS Financial Services in the US offers the following products:

Streamlined Application Only Process.

We provide application only credit decisions up to $600,000 (new customers) and $750,000 (aggregate for current customers) on new and used equipment with the completion of our online or PDF equipment finance application. Credit decisions are generally provided in less than four hours, with larger transactions, requiring additional financial information, generally provided within a day.

Competitive Rates.

As a direct lender we are able to provide very competitive rates when financing any of the equipment in the CLAAS product line. We offer terms up to 84 months, depending on the equipment financed.

Customized Payment Structures.

We acknowledge that every customer’s business is unique. As such, we customize payment structures based on your need and business cycle. We offer annual, semi-annual, quarterly and monthly payment options.

Minimal Upfront Costs.

It does not require a large financial investment to initiate financing with CLAAS Financial Services. We generally require only the first payment in advance or 20% equity (trade or cash) in the total transaction for annual payments, and 10% equity for monthly pays.

Equipment Finance Agreements.

Also known as an Installment Sales Contract, this agreement allows the borrower to build equity in the equipment as they make each payment.

Fair Market Value Lease.

This contract allows the lessee to acquire the use of the equipment for a low monthly payment (or other agreed upon payment structure) and a term that is less than the equipment’s useful life. At the end of the lease term, the lessee can return the equipment to the lessor, trade in the equipment, or purchase the equipment for its fair market value.

Pro Leases.

The balloon-like payment structure allows the customer enter the agreement with a low upfront cost, while also maintaining a low payment.

The primary difference between the CFS Operating Lease and the Purchase Upon Termination (PUT) Lease is that the customer does not have the option of returning the equipment to CFS at the end of term. The customer can pay the final payment and become the owner of the equipment.

CLAAS Financial Services is not a tax advisor. You should consult your tax advisor regarding the tax implications of any of our financing products.

Beskrivning	Typ
Årsredovisning 2025	PDF
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Årsredovisning 2021	PDF
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Årsredovisning.

Arkiv.